Accidents are a fact of life, and so are car accidents. According to the Insurance Institute for Highway Safety Highway Loss Data Institute, IIHS-HLDI, the number of motor vehicle crashes differ widely among the 50 states. Statistics also show that more than 4 people are injured in motor vehicle crashes every minute nationwide. Although many of these accidents are minor, causing little or no harm, there are other accidents that turn into a complicated mess. People involved in these crashes may be severely injured and the automobile may be completely damaged or crashed. Serious accidents may also lead to fatalities.
In automobile accident cases, the legal system may be able to help the parties sort out who is at fault for the accident. It can help determine which party was at fault and needs to pay the medical and repair bills. Most automobile accident cases usually involve a combination of traffic law as well as personal injury law. The person who has been injured in the automobile case may want to hire an attorney to determine fault and the cause of the accident. Some obvious causes of car accidents are distracted driving, speeding, drunk driving, reckless driving, running a red light, unsafe lane change, wrong-way driving, improper turn, tailgating, driving under the influence of other intoxicants, drowsy driving and so on. Other causes of automobile accidents may include unfavorable weather conditions such as rain, snow, ice, fog, along with potholes, animal crossings, deadly curves, as well as design defects in the vehicle.
In most auto accident cases, the parties have to come to an agreement and decide who was at fault and by what percentage. They also have to determine if the vehicles involved were insured or underinsured. Usually, if there are multiple cars involved, there is often a disagreement about who was at fault. Based on all this, the insurance company will decide the amount of coverage and compensation the injured party is entitled to. In other cases, the insurance company may simply deny coverage or compensation for medical bills, lost wages, property damage as well as pain and suffering.
To deal with car insurance companies and the other party and their attorney, it is important to get in touch with a qualified car accident attorney to represent you. That will make a difference between getting compensated justly as opposed to settling for lesser damages. It is also important to contact an attorney at the right time to represent you. If the process is delayed and the other party’s insurance company contacts you and records your statement before you seek legal counsel, then things may not be in your favor. Whatever the case, we strongly suggest you contact an attorney as soon as possible to get the compensation you deserve in terms of medical costs, lost wages, and property loss.
Thanks to our friends and blog authors from Bugg Law Firm, PLLC for their insight into auto accident claims.